Credit Cards

Powered by Bankers Healthcare Group

When you carry the BHG Power Mastercard®, you have access to premium features and benefits–available exclusively to customers of Fund-Ex Solutions Group.

Low APR

BHG Power Platinum

Typically carry a balance and want a low interest rate?

  • 0% introductory APR on purchases and balance transfers for 6 months.* After that a variable 13.24% to 20.24% APR based on creditworthiness1
  • No annual fee1
  • Personal Card 1Terms and Conditions
    Business Card 1Terms and Conditions

Double Cash Back

BHG Power Rewards

Want to earn cash back on small day to day purchases?

Personal Cards

  • Unlimited 2X Cash Back on gas and groceries2
  • $50 Cash Back bonus after spending $1,000 in the first 90 days3

Business Cards

  • Unlimited 2X Cash Back on office supplies and business services2
  • $100 Cash Back bonus after spending $3,000 in first 90 days3

Both Cards Feature

  • 1X Cash Back on all other purchases
  • 0% APR for 12 months on all balance transfers made within first 60 days. After that, a variable 17.24% - 23.99% APR applies based on creditworthiness1
  • No annual fee1
  • Personal Card 1Terms and Conditions
    Business Card 1Terms and Conditions

Triple Cash Back

BHG Power World

Looking for enhanced rewards when you travel?

Personal Cards

  • Unlimited 3X Cash Back on dining, association dues, continuing education and Charitable & Social Service Organizations2
  • $300 Cash Back bonus after spending $5,000 in the first 90 days3

Business Cards

  • Unlimited 3X Cash Back on office supplies and business services. Unlimited 2X Cash Back on dining, airlines, hotels, Uber, and Lyft2
  • $500 Cash Back bonus after spending $10,000 in first 90 days3
  • Business World Elite also available with special Mastercard features

Both Cards Feature

  • Unlimited 2X points on travel (airlines, hotels, Uber and Lyft)2
  • 1X Cash Back on all other purchases
  • 0% APR for 6 months on all balance transfers made within first 60 days. After that, a variable 17.24% - 23.99% APR applies based on creditworthiness1
  • $195 annual fee (waived for the first year)1
  • Personal Card 1Terms and Conditions
    Business Card 1Terms and Conditions
*A balance transfer fee of $10 or 3%, whichever is greater, will apply to each balance transfer.
For Business

BHG POWER for your BUSINESS

Are you a business owner? Enjoy business card benefits without impacting your personal credit4.

  • Additional cards for employees at no extra cost
  • Assign and manage individual spending limits
  • Choose between consolidated and individual billing statements for extra cards

Features only applicable to business card

Apply Now

Fill out the form and select your card options below to get started online.

Subject to credit approval. Ask for details.

Call 866-280-4772 for full program details.

The BHG Power Mastercard® is issued by Pinnacle Bank, a Tennessee Bank, pursuant to a license by Mastercard International Incorporated. Mastercard® and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated. Certain restrictions, limitations, and exclusions apply. Please consult your Guide to benefits for specific benefit configuration. Pinnacle Bank member FDIC.

2Similar merchant category codes are grouped into Purchase Categories that are used to calculate the stated rewards points. Every effort is made to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide the merchant code that will fall within that Purchase Category. Because of this, it cannot be guaranteed that a purchase will qualify for more than the standard 1 (one) reward point per dollar spent as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional rewards points. To see a full description of the rewards program rules, please visit https://bhg.myapexcard.com/#p=application/rewardsTerms. To redeem these cash back options, please visit the rewards site at https://bhg.myapexcard.com. Rewards options are subject to change without notice.

3Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later.

4Business credit cards are not reported as a trade line to the credit bureau. However, a credit inquiry will appear.